{
  "event": "refund",
  "transaction": {
    "id": "10000000-0000-4000-8000-000000000102",
    "merchant_id": "20000000-0000-4000-8000-000000000001",
    "user_id": "30000000-0000-4000-8000-000000000001",
    "processor_id": "40000000-0000-4000-8000-000000000001",
    "merchant_transaction_id": "50000000-0000-4000-8000-000000000102",
    "transaction_type": "pix",
    "first_name": "Cliente",
    "last_name": "Exemplo",
    "email": "cliente@example.com",
    "updated_at": "2026-10-23T15:01:00+00:00",
    "created_at": "2026-10-23T15:00:00+00:00",
    "events": [
      {
        "id": "60000000-0000-4000-8000-000000000106",
        "success": true,
        "status": "pending_settlement",
        "event_type": "refund",
        "amount": "42.50",
        "ip_address": null,
        "processor_code": null,
        "processor_message": null,
        "processor_transaction_id": "sandbox-refund-1001",
        "batch_id": null,
        "qrcode": null,
        "qrcode_image": "",
        "pix_key_type": null,
        "pix_key_value": null,
        "pix_message": null,
        "updated_at": "2026-10-23T15:01:00+00:00",
        "created_at": "2026-10-23T15:01:00+00:00"
      },
      {
        "id": "60000000-0000-4000-8000-000000000105",
        "success": false,
        "status": "declined",
        "event_type": "payment",
        "amount": "42.50",
        "ip_address": null,
        "processor_code": null,
        "processor_message": null,
        "processor_transaction_id": "sandbox-payment-1001",
        "batch_id": null,
        "qrcode": null,
        "qrcode_image": "",
        "pix_key_type": "email",
        "pix_key_value": "destino@example.com",
        "pix_message": "Pagamento para: CONTA DEMO",
        "updated_at": "2026-10-23T15:00:00+00:00",
        "created_at": "2026-10-23T15:00:00+00:00"
      }
    ],
    "document_number": "12345678909",
    "status": "failed",
    "flow_type": "cashout",
    "error": {
      "type": "ERROR_BANK_CASH_OUT",
      "code": "4",
      "message": "The transfer was rejected by the receiving bank",
      "meta": []
    },
    "e2e_id": null,
    "statement": []
  }
}